AI-INTEGRATED CONTRACTING / REPAPERING & REGULATORY RESPONSE

Meeting the challenge.

Tick Tock! The regulatory deadlines are looming, and the number of contracts requiring remediation or repapering is huge. The task demands not only more legal expertise and market know-how but also extensive collaboration with outside counsel, legal project management, and stakeholder reporting—more than you could ever manage in-house. Enter the power of Integrated Law™.

Factor streamlines these complex processes with innovative solutions that now include the amplification of GenAI. By integrating advanced AI capabilities into our workflows, we enhance speed and precision, freeing your team to focus on strategic priorities while mitigating risk.

See for yourself

“From LIBOR to Schrems II to Brexit and Initial Margin, we have helped clients facing massive and complex regulatory requirements repaper their contracts in a timely fashion and under budget.”

Tom Reynolds
Regulatory & Derivatives Expert, Factor

<p><b>Tom Reynolds</b><br />
Regulatory & Derivatives Expert, Factor</p>

Tom Reynolds
Regulatory & Derivatives Expert, Factor

We help clients meet regulatory change deadlines by designing and deploying tech-enabled solutions, overseen by expert project managers to handle:

Contract Analysis
Client counterparty outreach
Protocol-driven and bilateral negotiations
Data transfer of remediated documentation

Working under tight deadlines and regulatory scrutiny leaves no room for error. Having completed 100+ complex contract review and remediation projects over the last decade, Factor has narrowly focused its investments (in technology, tools, methodologies) with the aim of being the best in the world in regulatory response and remediation.

The Factor Way

Turning talk into practice.

When you face a massive and time-sensitive requirement, you no longer have to choose between a labor-intensive, risky DIY approach and a costly, law firm-only solution. Factor’s unparalleled experience in delivering large-scale, complex repapering projects is now supercharged by GenAI. By integrating GenAI as a “virtual co-worker,” Factor scales legal expertise with precision and agility, enabling seamless collaboration with law firms and internal teams.

Collaboration with Magic Circle law firm, Allen & Overy, integrating world-class legal advice and Factor’s industry-leading contract remediation and execution

Reviewing 50,000+ contracts and handling 130,000+ bilateral client outreaches and negotiations

Team of 90 supporting 10 business lines and 100+ stakeholders across the bank

40% cost savings vs. conventional approach for LIBOR transition

CASE STUDY

LIBOR Solution in collaboration with Allen & Overy for Global Bank

Collaboration with Magic Circle law firm, Allen & Overy, integrating world-class legal advice and Factor’s industry-leading contract remediation and execution

Reviewing 50,000+ contracts and handling 130,000+ bilateral client outreaches and negotiations

Team of 90 supporting 10 business lines and 100+ stakeholders across the bank

40% cost savings vs. conventional approach for LIBOR transition

LESS

Support client in repapering master agreements for approximately 551 unique pairings for 61 counterparties to ensure compliance with global Initial Margin requirements known as Initial Margin Wave 5 (“IM5”)

Such documentation includes creating new and/or amending existing CSAs, CSDs, CTAs, and ACAs as required

A global team of 6 at Factor draft and negotiate agreements, following agreed processes for internal escalations to legal, credit, and other business stakeholders to ensure a timely resolution to each negotiation.

CASE STUDY

Initial Margin 5 & 6 Solution for Global Bank

Such documentation includes creating new and/or amending existing CSAs, CSDs, CTAs, and ACAs as required

LESS

Managed the migration of bank’s trading, clearing, and transaction banking relationships from the UK to EU entity

Drafted and negotiated 800 agreements across a team of 19 co-located between Belfast and London

Provided flexible response to political developments and delays, coupled with operational efficiency yielding over £2m in savings vs. panel rates

CASE STUDY

Brexit Solution for Global Bank

Managed the migration of bank’s trading, clearing, and transaction banking relationships from the UK to EU entity

Drafted and negotiated 800 agreements across a team of 19 co-located between Belfast and London

Provided flexible response to political developments and delays, coupled with operational efficiency yielding over £2m in savings vs. panel rates

LESS

Flexible team of 25-100 people managing multiple concurrent regulatory outreach projects

Managed 11 such projects over a 2-year period, spanning the gap between bank operations and legal functions

Support client in expanding operations sustainably, while driving major cost savings and maintaining very high standards of counterparty and internal stakeholder experience

Evolving team that has been in continuous service to the client for nearly a decade

CASE STUDY

Client outreach and negotiation utility for Global Bank

Flexible team of 25-100 people managing multiple concurrent regulatory outreach projects

Managed 11 such projects over a 2-year period, spanning the gap between bank operations and legal functions

Support client in expanding operations sustainably, while driving major cost savings and maintaining very high standards of counterparty and internal stakeholder experience

Evolving team that has been in continuous service to the client for nearly a decade

LESS

Reviewed over 4,000 agreements across multiple product lines

Provided structured contract data enabling accelerated outreach

Created negotiation playbook in preparation for outreach and negotiation

CASE STUDY

LIBOR Solution for Large US Bank

Reviewed over 4,000 agreements across multiple product lines

Provided structured contract data enabling accelerated outreach

Created negotiation playbook in preparation for outreach and negotiation

LESS

Amended 20,000 client contracts to ensure compliance with new GDPR requirements

Handled all counterparty outreach and negotiations for 11,000+ client counterparties and supported negotiations for 8,000+ client-driven outreaches

Factor team consisted of 50+ senior commercial lawyers based in Chicago and London and supported 48 business units.

CASE STUDY

GDPR Compliance for Global Insurance Company

Amended 20,000 client contracts to ensure compliance with new GDPR requirements

Handled all counterparty outreach and negotiations for 11,000+ client counterparties and supported negotiations for 8,000+ client-driven outreaches

Factor team consisted of 50+ senior commercial lawyers based in Chicago and London and supported 48 business units.

LESS

Meeting the challenge.

Turning talk into practice.

LIBOR Solution in collaboration with Allen & Overy for Global Bank

Initial Margin 5 & 6 Solution for Global Bank

Brexit Solution for Global Bank

Client outreach and negotiation utility for Global Bank

LIBOR Solution for Large US Bank

GDPR Compliance for Global Insurance Company

Get Integrated.